详细信息
代理各大旅游保险公司:
TIC
Berkley
21 Century
TU
RSA
GMS
访加旅游、探亲、新移民登陆健康卡等候期的医疗费用。包括:
• 住院费用 (包括医院内外治疗的所有合理及常规费用)
• 医生的门诊费用
• 检查费用(包括X-Ray,实验室检查费等合理及常规费用)
• 救护车费用
• 处方药:每一种疾病最高赔额 $500,限制30天的药量
• 医疗用具:石膏、夹板、支架、拐杖、租轮椅、疝气带等
• 牙腔意外受损:最高$3,000
• 牙腔肿痛:最高$500
• 辅助专科医师:手足科医师,脊柱治疗师,骨科物理治疗师,每项医师最高达$500
• 针灸:最高$500,必须购买一年保单
• 住院其间私人值班护士或执照家庭护理
• 航空意外:最高达所保金额
• 送返治疗:由保险公司事先批准
• 送返已故受保人:最高$10,000
加拿大医院住院每天的费用如下:
医院名称 | Emergency Room | Daily Ward | Intensive Care |
Toronto General Hospital ON | $ 250 | $ 3070 | $ 3600 |
Toronto Hospital for Sick Children | $ 305 | $ 2600 | $ 3300 |
Vancouver General Hospital , BC | $ 205 | $ 1776 | $ 1795 |
Ottawa Civic Hospital | $ 255 | $ 1464 | $ 1765 |
Montreal Children’s Hospital | $ 355 | $ 2832 | $ 3050 |
Montreal Royal Victoria Hospital | $ 300 | $ 1962 | $ 1962 |
Halifax Victoria Hospital | $ 275 | $ 2162 | $2500 |
Calgary Foothills Hospital ON | $ 250 | $ 4332.50 | $ 16,355 |
Credit Valley Hospital ON | $ 275 | $ 2000 | $ 2555 |
McGill University Health Centre , QC | $ 459 | $ 3495 | $ 3495 |
Regina General Hospital , SA | $ 250 | $ 1570 | $ 1570 |
North York General Hospital | $350 | $ 2330 | $ 3000 |
有个别特别贵的住院费用如下:
1. Alberta Health Services (Alberta Children's Hospital Non-Residents of Canada- Rate Schedule)
Emergency Room $ 555.75
Standard Room $ 5,674.50
Intensive Care Units $ 16,809.75
Day Surgery $ 2243.25
Uninsured Day Surgery(Sosmetic) $ 2355.41
Cat Scan $ 1417
Circumcisions $ 583
Hemodialysis $ 1062
M. R. I $ 1359
2. JFR 公司价格表
(Table 1)每人每天$ 0 与 $ 100 垫底费计划保费如下:(100加元垫底费是指整个保单期间只有一次)86岁上垫底费为$500元
AGE | $10,000 | $15,000 | $25,000 | $50,000 | $100,000 | $150,000 |
Up to25 | $1.73 $1.61 | $2.04$1.93 | $2.27$2.15 | $2.49 $2.36 | $3.59 $3.41 | $4.30 $4.08 |
26-40 | $1.86 $1.76 | $2.22$2.10 | $2.49 $2.36 | $2.74 $2.60 | $4.02 $3.81 | $4.66 $4.42 |
41-60 | $2.14$2.03 | $2.55 $2.42 | $2.86 $2.71 | $3.11 $2.95 | $4.95 $4.70 | $5.75 $5.57 |
61-64 | $2.44 $2.31 | $3.11 $2.95 | $3.73$3.54 | $4.02 $3.81 | $4.98 $4.73 | $6.16 $6.15 |
65-69 | $3.00 $2.85 | $3.91 $3.71 | $4.72 $4.48 | $5.09$4.83 | $5.94 $5.64 | $7.40 $7.16 |
70-74 | $3.82 $3.62 | $4.99 $4.74 | $5.99$5.69 | $6.59$6.26 | $8.12 $7.71 | * n/a |
75-79 | $4.59 $4.36 | $5.98$5.68 | $7.11 $6.75 | $7.83 $7.43 | $10.32 $9.80 | * n/a |
80-85 | $6.23 $5.91 | $7.88 $7.48 | $9.69 $9.20 | $10.43 $9.90 | $13.94 $13.24 | * n/a |
86+ | $9.57 n/a | $12.37n/a | $14.90n/a | $16.40n/a | $22.30n/a | * n/a |
• 70岁以上,若投保“已稳定的长期慢性病”保障, 需付高一些的保费, 其稳定慢性病也可以进入受保范围, 每人每天保费如下:
(Table 2) 每人每天$ 0与$ 100垫底费计划保费如下:(100加元垫底费是指整个保单期间只有一次)
AGE | $10,000 | $15,000 | $25,000 | $50,000 | $100,000 | $150,000 |
70-74 | $4.95 $4.70 | $6.45$6.13 | $7.60 $7.22 | $8.52$8.09 | $9.79 $9.30 | $12.17 $11.56 |
75-79 | $5.91 $5.61 | $7.69$7.31 | $8.96 $8.51 | $10.07 $9.57 | $11.59 $11.01 | $14.41 $13.58 |
80-85 |
可以选择不同的垫底费会得到不同的折扣
如符合条件,父母探亲购买临时医疗保险所付的保费可做为Medical expenses 申报在子女的税务里。另外,在一年内,如果父母停留时间超过183天, 子女在报税时可将父母做为DEPENDENT,从而可以抵免 $4223/人的税(Caregiver amount)。申报时,最好保留父母探亲的visa及护照的复印本,为将来税务局审核时可提供依据。
请来电查询:6477167566 Jean (Jing) Li 政府注册报税一站式服务